💸 “Cheapest vs Best Maternity Insurance!”
🍼 Which one actually helps?
📍 India Edition
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💸 Cheapest doesn’t always mean best — especially when it comes to maternity insurance!
Here’s how to spot the difference between a budget-friendly plan and one that actually helps you during delivery:
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✅ What to Look For in the BEST Maternity Insurance (India):
1. Covers both Normal & C-Section deliveries
2. Includes pre & post-natal checkups
3. Covers baby NICU or complications
4. Cashless claim options in top hospitals
5. No long waiting period (some have 9 months+)
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🚫 What “Cheap” Plans Often Miss:
• Long waiting period (2–4 years!)
• Very low claim limits (₹25K–₹50K max)
• Excludes baby expenses
• No support for emergency NICU
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💡 Pro Tip:
Look for plans from trusted insurers with cashless network hospitals near your home.
And always check the waiting period before signing up!
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🩺 Popular Maternity Insurance Providers in India:
• Niva Bupa (with add-on maternity cover)
• Care Health (Joy Plan)
• Star Health – Star Wedding Gift Insurance
• HDFC Ergo (Health Suraksha with maternity)
• ICICI Lombard with maternity rider
